The case
Boston Consulting’s Report “Global Wealth 2020: The Future of Wealth Management—A CEO Agenda”. For more see link.
(…) This year’s report includes a vision of the future of wealth management, based on ideation sessions and interviews held with clients, experts, next-generation individuals, and industry professionals. (…) We examine how the industry’s value proposition and offerings will change over the next two decades, how interaction models will evolve, and which successful business models will emerge. We close with a checklist outlining what leaders must do in the months and years ahead to prepare for that future. Our CEO agenda lists specific actions that will enable organizations to address the demands of the present environment and manage their profitability while transforming their businesses to thrive in the future.
As always with our annual global wealth reports, our goal is to present a clear and complete portrait of the business and to offer thought-provoking perspectives on issues that affect all types of players in their pursuit of innovation, growth, and profitability.
Source: BCG
The commentary
Swiss banks manage more than a quarter of the world’s cross-border assets, around CHF 2,300 billion. This means that they continue to be the leaders in international wealth management. However, Fintech companies and neo-banks are entering the market with potentially disruptive business models. However, the greatest medium to long-term threat comes from global technology groups. BCG again drew attention in the report to the fact that Amazon, Google and Microsoft are already developing and selling cloud solutions and digital infrastructures for asset managers. They could be tempted to offer technologically advanced wealth management services for wealthy individuals on their own in the coming years. In a first step, the focus would presumably be on the USA, but in a second step the more fragmented European markets would also be targeted (summary of an article in today’s NZZ).